Get Cash Within 3 Hours from Citibank

Citibank is one of the most popular banks that have a highly successful record in the history of Malaysian banks. Although the bank has been undergoing tough times during the recent global recession, it was quick enough to re-vitalize its energy to come up with incredible solutions. The bank offers personal loan schemes that are highly attractive. The bank’s official website claims to disburse personal loans up to RM 120,000 within three hours of applying for it.

Similar to many other banks in Malaysia, Citibank too offers alluring personal loan plans. The personal loans offered by Citibank ranges from RM 9,999 to RM 120,000. Upon being found eligible, you can obtain the entire amount within three hours after you submit your application for personal loans. The monthly installments for the personal loans are as low as RM 118.8 per month. There are certain eligibility criteria in order to apply for the personal loans with Citibank.

First of all you should have complete 21 years of age and your annual income should be above RM 24,000. Secondly you should be holding credit facilities with the Citibank. The following table below will let you know the minimum documentation required to apply for a personal loan with Citibank.

No	Salaried Class	Self Employed and Business Class
1	Copy of NRIC	Copy of NRIC
2	Current and previous month’s pay slips	Latest pay slip or bank statements
3	Up to date EPF statement	Latest EPF statement
4		Latest ‘Form B’ along with tax receipt
5		Copy of Business Registration Form

Although the above mentioned documents are mandatory, the Citibank can request for additional documents if there is a need. The bank also does not guarantee a loan upon applying for the same. Interest rates of Citibank personal loans a bit higher that those of other nationalized banks which is about 14.95%. And this type of personal loans is only available to customers of Citibank with at least 1 operating credit facility, such as credit cards or mortgage.