When it comes to personal loans from HSBC, Anytime Money Personal Financing-i is the best lending program offered by the bank. This is much faster and easier way to get the funds when you are in urgent need. Using this plan you can get from RM 6,000 to RM 100,000 as personal loan in a jiffy. While the monthly installments as low as RM 160, you have repayment period of up to 5 years. Some of the highlights of the plan include the following. It doesn’t require a guarantor, it is not necessary to provide collateral, and up on eligibility it gets approved with in a short span.
The eligibility criteria for you to get this loan are very simple. You have be within the age limits of 21 and 55, you monthly salary should be at least RM 2000, and you should have a permanent resident status in Malaysia or a citizen of the country. The formalities for the loan are very rudimentary and are as follows:
For salaried class the following documents should be produced at the time of applying for the loan: a) Copy of your NRIC; b) your current and previous month’s salary slips or your bank statement of your salary account or form BE i.e., income tax payment receipts or EPF statements; c) in case your experience is less that three months you can attach a copy of your appointment order issued by the company.
In case you are self employed or in business the following documents will be all right to obtain your desired loan from the bank; a) Copy of your NRIC; b) Copy of your income tax receipts either copy of last submitted Form B or CPO2, or EPF statement, or profit and loss account of your business. Enclosing a copy of your business registration form is also vital.